Insurance Planning Archives - Richard Russell Law

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Medicare Open Enrollment 2025: Your Guide to Coverage Changes

Medicare open enrollment runs through December 7. Discover new benefits, plan changes, and tips for

Medicare Open Enrollment 2025: Your Guide to Coverage Changes

Small Business Update September 2024 Part 2

Recent changes that could affect your business. New Dept. of Labor regulations impacting independent contractors

Small Business Update September 2024 Part 2

Is A Health Savings Account For You? 2025 Health Savings Account Updates

Learn about 2025 health savings accounts updates, including contribution and deductible changes. The IRS recently

Is A Health Savings Account For You? 2025 Health Savings Account Updates

Open enrollment for health insurance marketplaces

Beginning on November 1, 2020, individuals (including families) may apply for new health insurance, switch

Open enrollment for health insurance marketplaces

CARES Act amendments to healthcare spending rules

The amended rules under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) provide

CARES Act amendments to healthcare spending rules

Estate Planning for Missouri Families

Business Planning for Start-ups and Entrepreneurs

Powers of Attorney

Business Plan | LLCs

Estate Planning

I will listen to you, answer your questions, explain all your options, and help you make the best decision

Click BOOK NOW to schedule your no-charge phone call and get your questions answered

LEGAL & BUSINESS SERVICES

Powers of Attorney

Who will handle your financial affairs if you can't?

Who will make medical decisions if you are incapacitated?

What medical treatments do you want (and not want)?

last Will & Testament

Who will be the guardian and conservator for your minor children?

Who should inherit your property at your death?

Who will be responsible for settling your estate?

Living Trust

Do you want to avoid the time, expense and publicity of probate?

Do you want to protect your inheritance for your beneficiaries?

Have you funded your trust so as to avoid probate at your death?

Business Plan | LLC

Do you want to protect your personal assets from creditors of the business?

Do you want to protect the business assets from your personal creditors?

Does your business operate in one or more markets or brands?

Estate Planning

Have you or a loved one moved to Missouri in the last year?

Have there been recent changes to your family situation (kids, divorce, etc.)?

Have you made a recent change in your job/career or retired?

Probate

Has a loved one recently passed?

Is it unclear who should inherit specific assets or property?

Did you pay funeral expenses for a loved one?

Are there unpaid medical expenses or credit cards?

You want a plan to make sure your loved ones are taken care of and your affairs are in order but...

you don’t know what is best for your family,

where to start,

or maybe even the right questions to ask,

and how much it will cost.

Which probably makes you feel confused, overwhelmed and maybe even a little powerless.

I look forward to working with you so that you can stop worrying about leaving your loved ones unprepared for one of the most emotional and stressful times in life.

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